Form Letter to Request Insurance Claims File

CLICK HERE for the Word version of the form letter:  Form Letter Request for Claim File – Update 12-19-2013

CLICK HERE for the pdf version of the form letter:  Form Letter Request for Claim File – Update 12-19-2013

This form letter requests your flood insurance claims file, including requesting whether you received any “denial.”

It can be sent to your flood insurer, and to any public adjuster or lawyer with whom you have worked on your flood insurance claim.   Send by certified mail return receipt requested.  Faxing is advisable in addition so that this request is immediate, and so that you can get a transmission confirmation in real-time.

Send to the flood insurer directly (Allstate, Travelers, NFIP Direct, etc.), not your agent or broker.

Please see our handouts dated December 18, 2013 and November 12, 2013 for information about deadlines to submit proof of loss and file suit.   A lawyer may be necessary (CLICK LINKS NUMBERED 2 AND 3 ON THE RIGHT).

This may be one source of information for determining your deadlines.  There is always a risk, hopefully a small one, that any response could be incomplete.  Also, any response could unfortunately take weeks or longer, which may be too late.

Do not wait for a response to this letter if there is a risk it might arrive too late.

Act now to preserve your rights by complying with proof of loss and the lawsuit deadline. 

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